Work Directly With Marcus Foy
Eliminate Processing Fees & Earn Merchant Rewards
Eliminating Fees. Adding Value. Building Long-Term Partnerships.
Nationwide merchant solutions powered by Wholesale Payments — delivered with real, ongoing support.

Book a 10-Minute Merchant Review
Ready to see what you're actually paying?
In 10 minutes, we’ll review your current setup and see if we can eliminate unnecessary fees.
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Request a Free Rate Review
Frequently Asked Questions
1️⃣ Is the Zero-Fee Program really compliant?
Yes. Our zero-fee models are structured within card brand guidelines and implemented transparently. When done correctly, they are fully compliant and properly disclosed to customers.
I walk every business through how it works before anything is implemented.
2️⃣ Will this hurt my customers or sales?
In most cases, no. Many businesses nationwide successfully use compliant zero-fee programs without negative impact.
We review your business type, customer base, and transaction size before recommending anything. If it’s not a fit, I’ll tell you.
3️⃣ Are there long-term contracts?
Programs vary, but I believe in long-term relationships — not lock-in traps.
Before moving forward, you’ll clearly understand:
• Any agreement terms
• Equipment details
• All pricing structure
No surprises.
4️⃣ How does the rewards program work?
Qualified businesses may receive volume-based incentives and performance-based benefits.
Instead of your processor only profiting from your volume, we structure programs where your growth creates upside for you.
We review your monthly volume to determine eligibility.
5️⃣ What do I need for a rate review?
Ideally:
• A recent merchant statement
• Your average monthly volume
• Your business type
That’s it.
The review is straightforward and obligation-free.
6️⃣ What happens after I book a call?
We’ll review your current processing setup, discuss goals, and determine if zero-fee and/or rewards programs are a fit.
If it makes sense, I’ll outline next steps clearly.
If it doesn’t, you’ll still leave with clarity.
Let’s Bring Clarity to Your Processing.
There’s no pressure.
No obligation.
Just a straightforward review of your current setup.
If there’s a better way to structure your processing — we’ll find it.
If not, you’ll still walk away with insight.
That’s how I work.
— Marcus Foy
Merchant Solutions Advisor
Stop Absorbing Processing Fees.
Many businesses are paying thousands per year unnecessarily.
Our Zero-Fee Program allows qualifying businesses to:
✔ Eliminate traditional card processing costs
✔ Improve monthly cash flow
✔ Maintain transparent pricing
✔ Stay compliant
Your Volume Should Work For You.
Instead of just processing transactions, your business may qualify for rewards.
✔ Volume-based incentives
✔ Performance rewards
✔ Growth-based benefits
✔ Ongoing support